Merchant Services
Take payments wherever your customers are.
Accept card and digital payments in store, online, and on the move.
Overview
About Merchant Services
OBS Merchant Services process cards, digital wallets, and online payments with one settlement flow into your business account.
Fees
Fee schedule
- Card present
- 2.6% + $0.10
- Card not present
- 2.9% + $0.30
Illustrative example
Illustrative example
Values shown are illustrative examples for this preview and do not constitute an offer, approval, or contractual quotation. Actual rates and fees depend on your profile, region, and eligibility.
How it works
Getting started
- 1
Open your OBS profile
Verify your identity and set up your account in a few minutes.
- 2
Add Merchant Services
Enable merchant services from your dashboard in one step.
- 3
Manage in one place
Everything lives inside your OBS profile, connected and searchable.
FAQs
Frequently asked
Still have a question? Message an OBS specialist from Secure Messaging any time.
Related
Also consider
Business Checking
Operating accounts with clear activity, controls, and reporting.
Explore Business CheckingTreasury Services
Working capital, cash concentration, and payment operations at scale.
Explore Treasury ServicesPayment History
A complete, searchable history of every payment in and out.
Explore Payment HistoryEducational resources
Learn more before you decide
- Business Finance
Basics of cash flow, working capital, and financing for growing businesses.
Security
How OBS protects this experience
- Fraud Monitoring
How OBS monitors for unusual activity on your accounts.
- Card Controls
Pause a card, restrict merchant categories, and set alerts.
Ready to begin
Get Merchant Services
Open your OBS profile and add Merchant Services in minutes.