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OBS Bank
Personal Banking

Student Banking

Banking that fits student life.

A simple account for students with no monthly fee and thoughtful spending tools.

Overview

About Student Banking

OBS Student Banking is a checking and savings pair designed around study, part time work, and shared living. It stays free while you are enrolled, and grows with you when you graduate.

Built in spending insights show where your money is going, so tuition, rent, and food never sneak up on you.

Fees

Fee schedule

Monthly maintenance fee

While enrolled

$0
International card use

Illustrative example. Foreign transaction fee waived.

0.00%

Values shown are illustrative examples for this preview and do not constitute an offer, approval, or contractual quotation. Actual rates and fees depend on your profile, region, and eligibility.

How it works

Getting started

  1. 1

    Open your OBS profile

    Verify your identity and set up your account in a few minutes.

  2. 2

    Add Student Banking

    Enable student banking from your dashboard in one step.

  3. 3

    Manage in one place

    Everything lives inside your OBS profile, connected and searchable.

Eligibility

  • Enrolled at a recognised educational institution
  • Age 16 or older (16 to 17 with a co owner)

Requirements

  • Proof of enrolment or a valid student email address

Documents to prepare

  • Government issued photo ID
  • Proof of enrolment

Try the numbers

Estimate before you apply

Use the calculator below to model an estimate. Results are for guidance only and do not constitute an offer.

FAQs

Frequently asked

Still have a question? Message an OBS specialist from Secure Messaging any time.

Educational resources

Learn more before you decide

  • Budgeting

    Build a monthly plan that reflects how you actually spend and save.

  • Credit

    Understand how credit works and how to strengthen your profile over time.

Ready to begin

Open a Student Account

Open your OBS profile and add Student Banking in minutes.