Named goals
Emergency fund, holiday, home deposit. Each goal has its own balance, target, and expected date.
Personal Banking
Savings Accounts
Save with intent. Watch it grow.
Set money aside with clear goals, automatic transfers, and transparent interest.
Overview
About Savings Accounts
An OBS Savings Account is a calm place to set money aside for the things that matter. Give each pool of savings a name, a target, and a schedule, and let automatic transfers do the work.
You always see the interest rate, the accrued interest, and the next payment date. No opaque tiers, no promotional rates that quietly disappear.
Feature highlights
Built for the details
Auto save rules
Round up purchases, sweep surplus from Checking, or send a fixed amount on payday.
Transparent interest
See the current APY, next payment date, and full interest history in one view.
Rates
Interest and APR
- Standard APY
- 3.75%
- Relationship APY
- 4.10%
Illustrative example. Variable, subject to change.
When paired with an active Checking Account
Fees
Fee schedule
- Monthly maintenance fee
- $0
- Excess withdrawal fee
- $3.00
After 6 withdrawals in a statement cycle. Illustrative example
Values shown are illustrative examples for this preview and do not constitute an offer, approval, or contractual quotation. Actual rates and fees depend on your profile, region, and eligibility.
How it works
Getting started
- 1
Open a Savings Account
Add it to your existing profile in under a minute.
- 2
Create a named goal
Set a target amount, a date, and an optional automatic transfer.
- 3
Track your progress
See progress and projected completion on your dashboard.
Eligibility
- Open to existing OBS customers and new customers alike.
Requirements
- A funded source account for the opening deposit.
Documents to prepare
- Government issued photo ID
- Proof of address
Try the numbers
Estimate before you apply
Use the calculator below to model an estimate. Results are for guidance only and do not constitute an offer.
FAQs
Frequently asked
Still have a question? Message an OBS specialist from Secure Messaging any time.
Ready to begin
Open a Savings Account
Open your OBS profile and add Savings Accounts in minutes.