Lines of Credit
Flexible credit for whatever comes next.
Flexible credit you can draw on when you need it, at a rate you can see.
Overview
About Lines of Credit
A Line of Credit gives you a revolving limit you can draw on as needed. Pay interest only on what you use, and repay on your schedule.
Rates
Interest and APR
- Variable APR
- 9.99% to 18.99%
Illustrative example
Fees
Fee schedule
- Annual fee
- $0
Values shown are illustrative examples for this preview and do not constitute an offer, approval, or contractual quotation. Actual rates and fees depend on your profile, region, and eligibility.
How it works
Getting started
- 1
Open your OBS profile
Verify your identity and set up your account in a few minutes.
- 2
Add Lines of Credit
Enable lines of credit from your dashboard in one step.
- 3
Manage in one place
Everything lives inside your OBS profile, connected and searchable.
Try the numbers
Estimate before you apply
Use the calculator below to model an estimate. Results are for guidance only and do not constitute an offer.
FAQs
Frequently asked
Still have a question? Message an OBS specialist from Secure Messaging any time.
Educational resources
Learn more before you decide
Security
How OBS protects this experience
- Multi-Factor Authentication
Add a second factor to your OBS sign in.
- Security Alerts
Get notified about sign ins and sensitive account changes.
Ready to begin
Apply for a Line of Credit
Open your OBS profile and add Lines of Credit in minutes.