Governance
Governance
How OBS Financial Group is directed and controlled.
Governance framework
Clear allocation of responsibility across the board, executive committee, and business heads.
Board responsibilities
Setting strategy, approving risk appetite, overseeing management, and reviewing performance.
Executive oversight
Day to day management of the group operates through the executive committee.
Risk governance
Three lines of defence model spanning first line business, second line risk and compliance, and internal audit.
Audit and controls
Structured audit programme covering financial, operational, and technology controls.
Ethics and conduct
Code of conduct that applies to all employees and third parties acting on behalf of OBS.
Supplier standards
Standards for suppliers covering security, resilience, and responsible business conduct.
Data governance
Structured programme for the governance of personal and operational data.
Document library
Approved governance documents are published here as they become available.