Business Checking
Operating cash, with controls that fit a real team.
Operating accounts with clear activity, controls, and reporting.
Overview
About Business Checking
OBS Business Checking is designed for operators. Named users with specific permissions, detailed transaction descriptions, and one click exports for your accounting system.
Fees
Fee schedule
- Monthly maintenance
- $15
- ACH origination
- $0.20
Illustrative example. Waived at $5,000 average balance.
After the included monthly allowance
Values shown are illustrative examples for this preview and do not constitute an offer, approval, or contractual quotation. Actual rates and fees depend on your profile, region, and eligibility.
How it works
Getting started
- 1
Open your OBS profile
Verify your identity and set up your account in a few minutes.
- 2
Add Business Checking
Enable business checking from your dashboard in one step.
- 3
Manage in one place
Everything lives inside your OBS profile, connected and searchable.
Eligibility
- Registered business in a supported region
Requirements
- Business formation documents
- Beneficial owner information
- Signer identification
FAQs
Frequently asked
Still have a question? Message an OBS specialist from Secure Messaging any time.
Related
Also consider
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Reserve and sweep accounts for your operating cash.
Explore Business SavingsTreasury Services
Working capital, cash concentration, and payment operations at scale.
Explore Treasury ServicesMerchant Services
Accept card and digital payments in store, online, and on the move.
Explore Merchant ServicesReady to begin
Open a Business Account
Open your OBS profile and add Business Checking in minutes.
