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OBS Bank
Security

Multi-Factor Authentication

More than one proof before money moves.

Layered verification for sensitive actions and high value operations.

Overview

About Multi-Factor Authentication

Multi-Factor Authentication adds a second verification step at sign in and before sensitive account actions.

Feature highlights

Built for the details

Step up checks

High risk actions can require a fresh verification before they continue.

Choice of factors

Use passkeys, authenticator apps, hardware keys, or fallback methods where available.

Device review

Factors connect to trusted devices and can be removed if ownership changes.

Fees

Fee schedule

Multi factor authentication
$0

Values shown are illustrative examples for this preview and do not constitute an offer, approval, or contractual quotation. Actual rates and fees depend on your profile, region, and eligibility.

How it works

Getting started

  1. 1

    Choose factors

    Select the verification methods you want to use.

  2. 2

    Confirm setup

    Verify each factor before it protects your profile.

  3. 3

    Approve actions

    Use the factor when OBS requests additional proof.

FAQs

Frequently asked

Still have a question? Message an OBS specialist from Secure Messaging any time.

Security

How OBS protects this experience

  • Passkeys

    Sign in with a device based credential that cannot be phished or reused.

  • Trusted Devices

    Manage the devices allowed to access your OBS account.

  • Account Recovery

    How to recover access to your account safely.

Ready to begin

Enable Multi Factor Authentication

Open your OBS profile and add Multi-Factor Authentication in minutes.