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OBS Bank
All products and services
Business

Financial infrastructure for serious operators.

Accounts, treasury, lending, and payment services built for the operating rhythm of a business.

Business Checking

Operating accounts with clear activity, controls, and reporting.

  • Role based user access
  • Detailed transaction descriptions
  • Integrated with accounting exports
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Business Savings

Reserve and sweep accounts for your operating cash.

  • Automatic sweep from checking
  • Tiered interest structure
  • Clear liquidity view
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Treasury Services

Working capital, cash concentration, and payment operations at scale.

  • Cash concentration and disbursement
  • Positive pay and ACH controls
  • Dedicated treasury contact
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Merchant Services

Accept card and digital payments in store, online, and on the move.

  • In person and online acceptance
  • Consolidated settlement reporting
  • Dispute and chargeback management
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Payroll Services

Run payroll with clean funding, tax handling, and employee visibility.

  • Automated payroll runs
  • Tax withholding and filings
  • Employee self service portal
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Commercial Lending

Term loans, equipment financing, and revolving credit for growing companies.

  • Term and revolving structures
  • Equipment and asset financing
  • Relationship priced
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Business Credit Cards

Corporate and small business cards with employee controls and clean reporting.

  • Per employee limits and controls
  • Category level spend reporting
  • Integrated with accounting exports
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Business Loans

Financing for expansion, acquisition, and working capital needs.

  • Fixed and variable rate options
  • Structured amortization
  • Named business banker
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Cash Management

Forecast, sweep, and deploy operating cash with clarity.

  • Multi account cash view
  • Automated sweep rules
  • Forecasting and reporting
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Get started

Open your OBS account today