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OBS Bank
Business Banking

Commercial Lending

Financing built around your operating plan.

Term loans, equipment financing, and revolving credit for growing companies.

Overview

About Commercial Lending

Term loans, revolving lines, and equipment financing structured around your operating plan and cash flow.

Rates

Interest and APR

Commercial lending APR

Illustrative example

8.49% to 16.99%

Fees

Fee schedule

Origination fee

Illustrative example

0.50% to 1.50%

Values shown are illustrative examples for this preview and do not constitute an offer, approval, or contractual quotation. Actual rates and fees depend on your profile, region, and eligibility.

How it works

Getting started

  1. 1

    Open your OBS profile

    Verify your identity and set up your account in a few minutes.

  2. 2

    Add Commercial Lending

    Enable commercial lending from your dashboard in one step.

  3. 3

    Manage in one place

    Everything lives inside your OBS profile, connected and searchable.

Try the numbers

Estimate before you apply

Use the calculator below to model an estimate. Results are for guidance only and do not constitute an offer.

FAQs

Frequently asked

Still have a question? Message an OBS specialist from Secure Messaging any time.

Educational resources

Learn more before you decide

  • Business Finance

    Basics of cash flow, working capital, and financing for growing businesses.

Security

How OBS protects this experience

Ready to begin

Speak with a Commercial Banker

Open your OBS profile and add Commercial Lending in minutes.