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OBS Bank
Borrow

Home Equity Loans

Put the equity in your home to work.

Access the equity in your home for renovations and major life expenses.

Overview

About Home Equity Loans

A Home Equity Loan lets you borrow against the equity you have built, at a fixed rate, with a fixed monthly payment.

Rates

Interest and APR

Fixed APR

Illustrative example

7.25% to 10.49%

Fees

Fee schedule

Application fee
$0
Closing costs

Illustrative example

$300 to $2,000

Values shown are illustrative examples for this preview and do not constitute an offer, approval, or contractual quotation. Actual rates and fees depend on your profile, region, and eligibility.

How it works

Getting started

  1. 1

    Open your OBS profile

    Verify your identity and set up your account in a few minutes.

  2. 2

    Add Home Equity Loans

    Enable home equity loans from your dashboard in one step.

  3. 3

    Manage in one place

    Everything lives inside your OBS profile, connected and searchable.

Try the numbers

Estimate before you apply

Use the calculator below to model an estimate. Results are for guidance only and do not constitute an offer.

FAQs

Frequently asked

Still have a question? Message an OBS specialist from Secure Messaging any time.

Ready to begin

Check My Rate

Open your OBS profile and add Home Equity Loans in minutes.