Position dashboard
See current balances, pending payments, reserve targets, and forecast cash needs in one view.
Business Banking
Cash Management
Control operating cash before it becomes idle cash.
Forecast, sweep, and deploy operating cash with clarity.
Overview
About Cash Management
OBS Cash Management helps businesses forecast, concentrate, and deploy cash across operating, reserve, payroll, and tax accounts.
The experience gives finance teams visibility into balances, upcoming payments, sweep rules, and liquidity needs without exporting spreadsheets first.
Feature highlights
Built for the details
Sweep rules
Move funds between operating and reserve accounts when balances cross the thresholds you set.
Liquidity reporting
Export reports for month end close, board packs, and lender conversations.
Fees
Fee schedule
- Cash management platform
- $35/month
- Internal sweep transfers
- $0
Illustrative example
Values shown are illustrative examples for this preview and do not constitute an offer, approval, or contractual quotation. Actual rates and fees depend on your profile, region, and eligibility.
How it works
Getting started
- 1
Connect accounts
Select the accounts included in your operating cash view.
- 2
Set rules
Define reserve targets, minimum operating balances, and reporting preferences.
- 3
Review position
Use daily forecasts and reports to decide when to save, invest, or deploy funds.
Eligibility
- OBS Business Checking relationship
- Authorised business signer
- Business cash flow profile completed
Requirements
- Operating account list
- Reserve targets
- User roles and approval permissions
Try the numbers
Estimate before you apply
Use the calculator below to model an estimate. Results are for guidance only and do not constitute an offer.
FAQs
Frequently asked
Still have a question? Message an OBS specialist from Secure Messaging any time.
Related
Also consider
Business Savings
Reserve and sweep accounts for your operating cash.
Explore Business SavingsTreasury Services
Working capital, cash concentration, and payment operations at scale.
Explore Treasury ServicesPayroll Services
Run payroll with clean funding, tax handling, and employee visibility.
Explore Payroll ServicesEducational resources
Learn more before you decide
- Business Finance
Basics of cash flow, working capital, and financing for growing businesses.
- Budgeting
Build a monthly plan that reflects how you actually spend and save.
Security
How OBS protects this experience
- Fraud Monitoring
How OBS monitors for unusual activity on your accounts.
- Multi-Factor Authentication
Add a second factor to your OBS sign in.
Ready to begin
Set Up Cash Management
Open your OBS profile and add Cash Management in minutes.