Risk scoring
Payments and card activity are evaluated against known fraud signals and your usual patterns.
Security
Fraud Protection
Always on monitoring for unusual account activity.
Active monitoring for suspicious activity, with clear alerts and resolution.
Overview
About Fraud Protection
OBS Fraud Protection combines account alerts, transaction scoring, and guided reporting so suspicious activity can be reviewed quickly.
Feature highlights
Built for the details
Fast confirmation
OBS can ask you to confirm activity before a suspicious transaction continues.
Guided resolution
Fraud support pages explain what to do if a transaction or message is unfamiliar.
Fees
Fee schedule
- Fraud monitoring
- $0
Values shown are illustrative examples for this preview and do not constitute an offer, approval, or contractual quotation. Actual rates and fees depend on your profile, region, and eligibility.
How it works
Getting started
- 1
Monitor activity
OBS reviews account and payment events for unusual patterns.
- 2
Alert the customer
Suspicious events can trigger a prompt, alert, or temporary hold.
- 3
Resolve the issue
Confirm legitimate activity or report fraud for follow up.
FAQs
Frequently asked
Still have a question? Message an OBS specialist from Secure Messaging any time.
Educational resources
Learn more before you decide
- Fraud Prevention
Recognise common scams and protect your accounts and personal information.
Security
How OBS protects this experience
- Security Alerts
Get notified about sign ins and sensitive account changes.
- Card Controls
Pause a card, restrict merchant categories, and set alerts.
- Identity Protection
Reduce the risk of identity theft with these steps.
Ready to begin
Report Suspicious Activity
Open your OBS profile and add Fraud Protection in minutes.